Credit insurance is a critical component of the financial ecosystem, protecting busi- nesses against the risk of non-payment for goods and services provided on credit. This insurance promotes economic stability by allowing companies to extend credit with re- duced risk, thus supporting business growth and resilience. This thesis, conducted in collaboration with Allianz Trade the sector leader in credit insurance focuses on develop- ing an explainable artificial intelligence (AI) framework to automate and enhance credit limit decision-making within the industry. The thesis centers on building a transparent AI system that meets both predictive accuracy and interpretability requirements essential to credit insurance.