Leticia Rubinstein Cavalcanti
A BUSINESS MODEL FOR VEHICLE INSURANCE BASED ON BLOCKCHAIN SMART-CONTRACTS.
Rel. Anna Filomena Carbone. Politecnico di Torino, Corso di laurea magistrale in Automotive Engineering (Ingegneria Dell'Autoveicolo), 2018
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Abstract
This Thesis focuses on the methodology implementation and potential impact of a Blockchain platformdesigned to be a new business model for vehicle insurance companies. This technology is a strong tool for industries’ disruption, here the platform is based on Ethereum and the focus is the Automotive Sector. Within this Industry, the proposal is to reformthe way in which vehicle insurance are calculated and marketed. Thus, by matching Blockchain with Internet of Things (IoT), the proposal is a system that measures and analyzes the way each driver behaves in traffic and thereafter automatically issues insurance contracts. In order to measure the impact of this work, some US traffic database were examined.
These data relate red light violations, severe vehicle crashes and pedestrian crashes with driver’s characteristics
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